Built for serious environments.

Payment infrastructure handles sensitive data at every layer. Tokeflow is designed to minimize exposure, enforce isolation, and maintain the operational traceability that audits, incidents, and compliance frameworks demand.

PCI DSSEncryptionTenant isolationAudit trailSecrets

Security by architecture, not by checklist.

Tokeflow's security model is embedded in how data flows, how tenants are isolated, how credentials are stored, and how every operation is logged. The goal is simple: minimize the surface where sensitive data is exposed, and maintain a provable trail for everything that happens.

How Tokeflow protects your payment operations.

PCI DSS compliance posture

Architecture minimizes cardholder data exposure by delegating sensitive handling to PCI-certified vault infrastructure and PSPs.

  • No plaintext cardholder data in Tokeflow's operational database
  • Vault + direct handoff to PCI-compliant PSPs
  • Documentation for QSA review during onboarding

Encryption

All data encrypted at rest and in transit. No exceptions.

  • TLS 1.2+ on APIs and webhooks
  • AES-256 at rest; extra field-level encryption for secrets
  • No sensitive data in URL parameters

Secrets & credentials

PSP credentials and API keys in encrypted stores — never in source or logs.

  • Per-merchant credential isolation
  • Access logged and auditable
  • Rotation without service interruption

Tenant isolation

Organization → merchant hierarchy enforced on every API call. No cross-merchant data paths.

  • Scoped API tokens per org and merchant
  • Isolated transactions, credentials, routing, webhooks
  • Designed for 10 to 10,000+ merchants

Audit trail & traceability

Full lifecycle logs for incidents, disputes, and regulator questions.

  • Routing decisions with reasoning and timing
  • Raw provider payloads stored for forensics
  • Append-only operational records via API

Infrastructure security

Isolated cloud environments, segmentation, DDoS mitigation, and dependency scanning in CI/CD.

  • No direct public access to internal services
  • Rate limiting on public endpoints
  • Documented incident response

Where sensitive data lives — and where it doesn’t.

Your platformTokeflow APIVault (Evervault)Payment provider
Sends requests with token or card referenceApplies routing; selects providerTokenizes / decrypts only for PSP transmissionProcesses payment; returns result

Your platform never touches raw card data. Sensitive cardholder data flows through certified vault infrastructure and is decrypted only at transmission to the PCI-compliant PSP — reducing PCI scope across the chain.

Security Architecture5 layers activeINBOUND EVENTSSECURE COREOUTBOUNDCard Paymentvisa · 4242PIX Transferinstant · BRLWebhook Eventprovider.callbackAPI RequestPOST /v1/chargesBatch Import248 recordsINTokenization VaultPCI DSS Level 1 ComplianceEncryption LayerAES-256 at rest · TLS 1.3TENANT ISOLATIONTenant ATenant BTenant CSecrets ManagementKey rotation · Zero plaintextAccess BoundariesRBAC · API scoping · SigningOUTProvider AAuthorizedProvider BRoutedProvider CSettledAUDIT TRAILtoken.createdencrypt.okroute.provider_asettle.confirmedaudit.writtenData flowCheckpointVerifiedIsolated lane

Designed to support your compliance requirements.

Tokeflow does not certify your platform — but it is designed to reduce burden by handling the most sensitive parts of the flow inside a compliant architecture.

PCI DSS

Architecture aligned with PCI DSS; documentation for QSA review during your assessment.

LGPD (Brazil)

Data processing practices designed with Brazilian law in mind; DPA terms available.

GDPR (EU)

DPAs aligned with GDPR; retention and subject-access processes documented for EEA operations.

Shared responsibility. Tokeflow provides infrastructure, documentation, and controls. Your platform remains responsible for consent, non-payment data, and regulatory obligations. We support your process — we don't replace it.

How we operate, day to day.

PracticeDescription
Access controlRBAC internally; production access logged; no shared credentials
Change managementPeer-reviewed, version-controlled deployments
MonitoringLatency, errors, provider health, security alerts
Incident responseSeverity tiers, escalation, post-mortems
Vulnerability managementDependency and image scanning; regular assessments
Business continuityBackups, DR, failover for critical paths

Found a vulnerability?

We take security reports seriously. If you believe you have found a vulnerability, please report it responsibly to security@tokeflow.com. We aim to acknowledge within 48 hours and provide an initial assessment within five business days. We do not pursue legal action against good-faith researchers who follow responsible disclosure.

Security review is part of every onboarding.

  • Architecture review — boundaries in your stack
  • PCI scope mapping — where CHD touches and how scope shrinks
  • Credential setup — secure provisioning into secret stores
  • Webhook security — signed webhooks and verification
  • Access control — org- and merchant-scoped API keys

This is a technical working session — not a sales pitch — so the integration is secure from day one.

Security questions? Let’s talk architecture.

We’ll walk through data flows, isolation, and compliance posture in detail. Bring your security team — we welcome the scrutiny.

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